Reading time: ~5 minutes
Introduction: Cash-Flow Is the Fuel of Expansion
Even the most profitable businesses can stall when working capital is trapped in inventory or long supplier lead-times. Large orders, seasonal peaks, and rapid market entries all demand cash up-front—capital that could otherwise fund marketing, R&D, or new hires. CEXN Limited solves this dilemma with 30 / 60 / 90-day credit terms that align payment schedules with revenue cycles, letting companies grow without crippling cash-flow strain.
1. The Cash-Flow Bottleneck
The challenge
Paying suppliers weeks (or months) before goods generate revenue tightens liquidity and limits agility.
Business impact
| Pain Point | Resulting Issue |
|---|---|
| Up-front deposits | Depleted cash reserves, delayed growth initiatives |
| Long shipping windows | Capital tied up in transit, harder to meet new demand |
| Seasonal stock build-ups | Need to fund large orders before peak-sales periods |
2. CEXN’s Flexible Credit Framework
How it works
| Feature | Benefit for Clients |
|---|---|
| 30 / 60 / 90-day schedules | Pay after goods arrive and begin generating cash. |
| Transparent limits | Credit dashboard shows available balance in real time. |
| Rapid approvals | Most applications reviewed within one working day. |
| Tiered expansion | Limits scale automatically as trading history grows. |
3. Growth Benefits That Compound
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Accelerated Market Entry – launch new SKUs or locations without waiting for previous orders to pay off.
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Inventory Optimisation – carry ideal stock levels, reducing lost-sale risk and emergency airfreight.
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Negotiation Leverage – use stronger cash position to lock in bulk-buy discounts.
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Improved Forecast Accuracy – stable payment cycles make budgeting easier and lender relations stronger.
Success Story: Horizon Foods Doubles SKU Count
Horizon Foods Europe needed to introduce 50 new snack lines ahead of the holiday rush. Traditional bank finance would have taken six weeks—too slow. By securing a £50 000 60-day credit line with CEXN, Horizon placed bulk orders immediately, filled shelves on time, and recorded a 38 % sales uplift in Q4. Funds were repaid from revenue before interest costs ever accrued.
How to Unlock Your Credit Line
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Complete the online application on our Credit Terms page.
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Upload recent financials or management accounts (PDF).
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Receive an approval decision—typically within 24 hours.
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Start issuing purchase orders using your new credit balance.
Tip: combine credit terms with CEXN’s Consolidation Service to synchronise payment dates with a single, optimised shipment.
Final Thoughts
Growth shouldn’t be throttled by cash-flow gaps. By matching payment deadlines with revenue reality, CEXN’s flexible credit terms give businesses the breathing space to innovate, scale, and stay ahead of competitors—without sacrificing liquidity or taking on restrictive bank loans. Ready to unleash your expansion plans? Apply Today and empower your next phase of growth.
Author: CEXN Editorial Team